Book Love

Smart Money Smart Kids – Help for Livin’ the Free Life

by Allergy Free Kitchens on March 28, 2014


As I shared in an earlier post, a study on the JAMA Network revealed the additional cost incurred by a family raising a food allergic child averages $4184 a year.  Well, we’ve been at this for six years.  So let’s do the math:  $4184 per year x 6 years = $25,104.  Hello.  I am thankful we had the money to use it, but in recent years it wasn’t funded from our budget; our savings account was the supply.  Not good.  Going backward is the wrong direction.   The solution?  It was time to suck it up and get smart with money.  Big revelation there, right?

I’m not saying my husband and I have blindly and ignorantly made our way through life up to this point.  We’re not extravagant.  We give.  We have a modest home.  And we have a number of steps in The Total Money Makeover completed, but we were lacking the “gazelle intensity” Dave Ramsey talks about.  That has now changed and we look forward to what God will do through us in the years to come.

Like all good parents, we want to model good stewardship before our daughter, and we want to have an atmosphere of contentment in our home.  The first step was to get ourselves on the right path.  Check!  The second step is to have our daughter join us on the journey.  Enter Smart Money Smart Kids, a new book by financial-expert and best-selling author Dave Ramsey and his daughter, Rachel Cruze.  It is exactly what we needed to unite our little family on the path to win with money.



As part of the Smart Money Smart Kids launch team, I had the privilege of receiving a copy of the book ahead of the April 22 launch date. It is hands down one of the best books on parenting I’ve read thus far.  And it holds true to Dave’s statement:  “Teaching kids about money is never just about money.”  

In this wonderful book, Dave and Rachel share encouragement and age-appropriate ideas to help parents teach their children how to develop a good work ethic, wait for what’s right, and properly steward what they’ve been given.  Everything is purposeful and meant to help you grow your child in a way so he or she will develop a right heart attitude toward money. There’s something else in this book I appreciate – grace.  We all need grace.

To help you get a feel for the heart of the message Dave and Rachel share, I thought I’d share a few quotes from the book:

  • “When a kid saves money, it is not a mathematical event; it is a maturity event that gives dignity.  When a kid buys something with money he or she has saved, it is not merely a financial transaction, you are watching poise, confidence, and maturity develop right before your eyes.” – Dave Ramsey
  • “Children who can learn to plan and be forward-thinking are more poised and confident because life is not always happening to them – they are happening to life.” – Dave Ramsey
  • “The opportunity to learn and witness the discipline of saving at a young age can be one of the greatest tools you pass on to your children.” – Rachel Cruze

I invite you to visit  There you will have the opportunity to learn more about the book,  read the first two chapters of the book for free, or pre-order your very own copy.  If you pre-order before April 22, you will receive more than $50 in free extras!

Here’s to livin’ the free life,



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